If you have a real estate closing pending or you’re planning on purchasing a home, an experienced real estate attorney can help the matter proceed more smoothly – helping to ensure that the home of your dreams doesn’t slip through your fingers. There are also, however, a few steps you can take to make the process that much more streamlined, which includes bringing the necessary paperwork. Reach out to a trusted Greenville real estate attorney for the help you need today.
Before You Close
If your real estate sales contract allows you to, it’s an excellent idea to do a walk-through of the home you’re closing on a day or two before closing. This gives you the opportunity to check the property out regarding all the following:
- Ensure that the property is vacant
- Confirm that the property is in the condition agreed upon in the sales contract
- Check that no new issues have arisen since the sales contract was signed
If the home you’re buying isn’t in the condition it should be, you can request a closing delay that allows the concerns to be adequately addressed. Barring that, you can request that the seller deposit the funds necessary to make needed repairs in escrow. Your seasoned real estate attorney can help you resolve any issues you run into prior to closing – before guiding you seamlessly through the closing process.
Gathering the Documentation, You Need
Once you’ve scheduled an appointment for closing on your home, there are several primary documents you should gather to help wrap up your closing as effectively and efficiently as possible, including:
- The appraisal on the home you’re purchasing
- The inspection reports for the home you’re purchasing
- Your proof of insurance on the home you’re purchasing, including homeowners and mortgage – as applicable
- The real estate contract on the home you’re purchasing
- Your loan estimate
- The closing disclosures on the home you’re purchasing
- The proof of title search on the home you’re purchasing – along with the title insurance binder that protects both parties while the sale is pending
- Bring a picture ID and a copy of their closing statement as well
Your Real Estate Attorney’s Guidance
Your knowledgeable real estate attorney will carefully review the title insurance binder to ensure that a clear title for the property will be passed to you. If there are any unpaid judgments or other title issues, your attorney’s skilled legal guidance will help you resolve them as swiftly and accurately as possible – ensuring that your closing isn’t unnecessarily delayed in the process.
The additional documents you bring with you can prove important if any questions or concerns arise as the closing proceeds. When you have all the necessary information in one place, it helps to accurately fill in all the blanks, which supports a smooth closing.
An Experienced Greenville, SC, Real Estate Attorney Can Help You Successfully Navigate Your Closing
The dedicated Greenville, South Carolina, real estate attorneys at Blackacre Law LLC have a wealth of experience skillfully guiding valued clients like you through the closing process, and we’re here for you, too. For more information about what we can do to help you, please don’t wait to contact us online or call 864-775-5400 today.