Homebuyers generally need to proceed with caution when inspecting a property and reviewing its ownership history. Discovering an issue such as a leaking roof or an outstanding lien may delay the closing or cancel it altogether. As noted by the Charleston Regional...
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What’s the difference between a will and a living will?
Many people confuse the terms will and living will. While both these documents play important roles in estate planning, they have different purposes. Review the key differences between a will and a living will to learn how each affects a person's estate. What is a...
What happens if I die before I make my will?
If you have not yet made your Last Will and Testament, you likely have several reasons that you believe are valid. For instance, you may think that you are too young or too poor to need a will. You may think that you will get around to estate planning when you are...
Keep the cyber crooks’ hands off your estate funds
Your nest egg may have grown comfortably, and you want it to be there for you when you need it. You most likely also want assurance that your heirs receive the amount left in the account after you pass away. Unfortunately, cybercriminals may have other intentions for...
I am buying my first home. What happens during closing?
You have put months of effort into finding your first home. You looked at dozens of possibilities, examined the budget endlessly and finally found the ideal property. You made an offer and the seller accepted. Now what? In South Carolina, buyers retain a legal...
Is title insurance worth it?
When buying a property in South Carolina, you probably have had someone ask you about getting title insurance. You may not be sure if you should buy it. After all, Forbes notes that only a small percentage of buyers end up actually using this insurance. However, for...
4 times you should review your advance directives
Living wills and medical powers of attorney are two common types of advance directives. With a living will, you inform your family members, friends and health care professionals about which medical procedures you want and do not want doctors to use to sustain your...